Meet Tom Horn

tom horn about me pic 2Hello and thanks for taking the time to visit BirminghamPreListingAppraisals.com. I’m excited to be able to offer home sellers and real estate agents an option to assist them in pricing their homes. In today’s competitive market sellers must take advantage of every tool they can to price their homes in such a way that helps them sell for the most money in the most reasonable amount of time.

With this blog I would like to educate sellers on the benefits of pricing their home based on market data rather than emotions. To be frank, buyers are not concerned with how much you owe on your home or what you think it is worth. If your asking price is not based on market data they will pass on your house and move on to the next one that is priced correctly. The results of homes that are not priced using comparable sales and listings are contracts that fall through due to the contract and appraisal not being closely aligned. Help your home sale get off on the right foot by setting the price right from the start with a pre-listing appraisal.

A Little About Tom

My appraisal career began in 1990 when I was looking for a change from working in the consumer finance field. During my time as a loan officer I was exposed to the appraisal profession because we utilized appraisals when making mortgage loans. I thought it would be interesting work and when a job transfer occurred, which I didn’t care to pursue, I decided to switch professions.

I’ve always been one to take things to the next level and shortly after making the move to the real estate appraisal profession I decided that it would benefit my career to pursue the Appraisal Institute’s SRA designation. The SRA designation differs substantially from appraisers who only gain the minimum qualifications of state-licensing.

I earned my SRA designation in 1995 after spending several years taking Appraisal Institute courses and gaining valuable hands on experience as a staff appraiser.

At the current time I concentrate in the area of single family, vacant land, 2-4 family, and condominium appraisals in the central Alabama area (Jefferson, Shelby, and surrounding counties). In addition to performing appraisals for first mortgage loans and refinancing, I prepare reports for other uses such as estate planning, private mortgage insurance removal (pmi), For Sale By Owner (FSBO) marketing, and insurance valuations.

Many of my clients include leading real estate agents in the Birmingham real estate market who trust me to provide them with a reliable appraisal to aid them in accurately pricing their listings.

With over 25 years in the real estate appraisal business there is one thing I have found that my clients seek more than anything else and that is trust. They want to know that they can trust me to provide the most accurate unbiased value on the assignments they give me. I take great pride that my clients continue to use me for their appraisal needs because I have their best interests at heart.

On a personal side I am happy to say that I have been married to my wife Gina for over 20 years and we have two awesome children, Bryant and Camille. In addition to keeping busy with my appraisal work I enjoy spending time with family and friends as well as keeping up with college football (Roll Tide!).